FEATURED ARTICLES


John Fisher
President

John Fisher is the proud father of 3 children, Dave, Laura and Shelby, and the proud grandfather of Alejandro and Isabel. He is a registered member of the National Ethics Association, which is an important distinction for him as it is an indication of many years of following strict ethical standards.

John founded LIFECO Insurance Services & Retirement Planning, Inc., in 2005 with the objective of helping clients protect the future for their families. He strives to eliminate as much confusion as possible for clients and to aid them in achieving a stress-free retirement.

The entire staff at our company is dedicated to providing the highest possible level of client service in the area of retirement planning and asset protection by utilizing insurance products. Our offices are located in Vacaville and Sacramento.


Shelby Fisher
Vice President

Shelby Fisher is a Cal Poly San Luis Obispo graduate and native to northern California. She has been working and mentoring with John Fisher, founder and owner of LifeCo Insurance Services & Retirement Planning, Inc., since 2015. She is a registered member of the National Ethics Association, which is an important distinction as it requires the practice of strict ethical standards.

Shelby’s main objective is that of helping clients protect their hard-earned retirement dollars and the future of their families. She strives to eliminate as much confusion as possible for clients and to aid them in achieving a stress-free retirement.

The entire staff at LifeCo insurance Services & Retirement Planning, Inc., is dedicated to providing the highest possible level of client service in the area of retirement planning and asset protection by utilizing insurance products. Our offices are located in Vacaville and Sacramento.


Heather Caulkins
Vice President

Heather Caulkins is the happily married and proud mother of 2 daughters, Reilee and Aidyn, ages 23 and 17. She has been working and mentoring with John Fisher, founder and owner of LifeCo Insurance Services & Retirement Planning, Inc., since 2014. She is a registered member of the National Ethics Association, which is an important distinction as it requires the practice of strict ethical standards.

Heather’s main objective is that of helping clients protect their hard-earned retirement dollars and the future of their families. She strives to eliminate as much confusion as possible for clients and to aid them in achieving a stress-free retirement.

The entire staff at LifeCo insurance Services & Retirement Planning, Inc., is dedicated to providing the highest possible level of client service in the area of retirement planning and asset protection by utilizing insurance products. Our offices are located in Vacaville and Sacramento.


Sierra Whitney
Office Manager

Bobbi Schotsal
Office Manager


One

Educate Yourself
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Two

Understand the Basics
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Three

Who's who in a Fixed Index Annuity
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Four

Understand the Benefits
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Five

Tax Deferral
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Six

Indexed Interest Potential
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Seven

Protection Benefits
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